Free Financial Tools

Powerful calculators to help you make smarter money decisions. No signup required. You can even save your data locally to come back anytime.

For educational purposes only. Some valuation methods are inspired by Professor Aswath Damodaran's teachings at NYU Stern. Not financial advice.

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Bond Calculator

Calculate bond yields, prices, and durations. Compare different bonds and understand your fixed income investments.

Yield to MaturityDurationPrice CalculatorComparison
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Stock Valuation

Analyze stock valuations using DCF models, relative valuation, and dividend discount models. Inspired by Aswath Damodaran's teachings.

DCF ModelRelative ValuationDDMFair Value
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Mortgage Calculator

Calculate monthly payments, amortization schedules, and compare different loan scenarios for your home purchase.

AmortizationPMI CalculatorRefinance AnalysisAffordability
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Savings Goal Calculator

Plan your savings journey with goal tracking, contribution schedules, and progress visualization.

Goal TrackingAPY ComparisonTime to GoalMilestones
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FIRE Calculator

Plan your path to Financial Independence and Retire Early. Calculate your FIRE number and timeline.

FIRE NumberCoast FIRELean/Fat FIREWithdrawal Rate
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Loan Comparison

Compare different loan offers side-by-side. See total interest, monthly payments, and find the best deal.

Side-by-SideTotal CostAPR vs APYAmortization
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Options & Derivatives

Price options with Black-Scholes, calculate Greeks, and analyze derivatives. Built on rigorous academic foundations from NYU Stern.

Black-ScholesGreeksCDS PricingImplied Volatility
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