Not a budget,A plan.
You provide the goal, we provide the plan.
Sound familiar?
- Drowning in conflicting debt advice
- Spreadsheets that never get updated
- Generic calculators that ignore your situation
The FinPal Way
The FinPal WayOne personalized roadmap.
Updated daily.
Built for you.
Try for Yourself
See how FinPal optimizes your debt payoff
What You'll See
After you pick your strategy, here's what happens next
Your Personalized Dashboard
See exactly where every dollar goes. Your custom strategy comes to life with a clear, actionable plan that updates as you make progress.
No more guessing.
Click to expand
Click to expand
Daily Guidance, Not Just Numbers
We tell you what to pay, when to pay it, and why it matters. Smart reminders keep you on track without the stress.
Your financial autopilot.
Watch Your Progress Unfold
Track every milestone on your journey to debt freedom. Celebrate wins, see your debt-free date get closer, and stay motivated.
Every payment counts.
Click to expandYour Complete Financial Command Center
FinPal is evolving into a full financial planning platform. Here's what's on the horizon.
Portfolio Analysis
Deep dive into your investments with optimization and stress testing
Retirement Planning
Map your path to retirement with disbursement scenarios
Monte Carlo Scenarios
Run thousands of simulations to see possible outcomes
Plan Expenses Ahead
Anticipate major purchases and life events in your plan
Dynamic Goals
Add new goals or purchases mid-journey without starting over
What-If Scenarios
Compare different financial paths side by side
Start with debt payoff today. Unlock everything as we grow.
Budgeting Like You've Never Seen Before
Forget rigid spreadsheets and cookie-cutter apps. MyBudget adapts to your life, not the other way around.
Super Dynamic
Automatically adapts to your pay periods. 5 paychecks this month? We've got you covered.
Custom Columns
Create your own categories, sort by amount, organize your way. Your budget, your rules.
Bank Connected
Link your accounts for live data. See if your budget matches reality, or if you're $400 over.
Real-Time Insights
Don't wait until month-end to know where you stand. Get alerts before you overspend.
Your budget should work as hard as you do.
Real Results, Real People
"Finally, a debt payoff app that actually understands how money works. The avalanche vs snowball comparison saved me thousands."
"I tried every spreadsheet and calculator out there. FinPal is the first tool that adapts to my actual paychecks and life changes."
"The investment forecasting tools are incredible. I can finally see how my 401k and debt payoff work together."
"Simple, clean, and actually useful. No ads, no upsells, just solid financial planning tools."
"I was skeptical at first, but the Monte Carlo simulations changed how I think about retirement planning."
Try Our Tools, No Signup Required
Not ready to commit? Use our free online calculators. They are more powerful than anything else out there, and give you a taste of what the full app can do.
Debt Payoff Calculator
Compare avalanche, snowball and custom strategies to see your payoff timeline
Investment Forecaster
Project your portfolio growth with compound interest, variable market returns and contributions
Start now. No strings. Just results.